Current Rates

Savings Rates as of July 2020

Regular Share Account
Dividend RateAPY
$50.00* and over0.05%0.05%
*$50.00 minimum deposit is required to open your account and prior to application for any additional services. Account subject to minimum balance requirements.
Money Market Accounts ($1,000 min)
$1,000.00 -$5,000.00.20% .20%
$5,000.01-$50,000.00
.20%.20%
$50,000.01 -$99,999.99
.20%.20% Rate method is step, based on compound daily
Holiday Club $25.00 min to receive stated APY.05% .05%
Vacation Club$25.00 min to receive stated APY
.05%.05%
IRA Share.05%.05%
IRA Certificates ($1,000 min)
Dividend Rate APY
6 months .20% .20%
12 months .20% .20%
24 months .20% .20%
Share Certificates ($1,000 min)
6 months
.20%.20%
12 months

.20%

.20%


24months

.20%

.20%

Consumer Loan Rates Effective May 2020

AUTOMOBILE
Fixed Rates; 115% Financing available
NEW AND USED AUTO FINANCINGAs low as 2.500% APR
TERM UP TO 72 MONTHS CALL THE CREDIT UNION FOR RATE AND TERM INFO
SHARE SECURED LOANS–.
4% OVER CURRENT RATE PAID ON SHARE SAVINGS4.050% APR
LOAN RATES ARE BASED ON MEMBER FICO SCORE. PLEASE
CALL THE CREDIT UNION FOR MORE DETAILS
PERSONAL LOANS
UP TO 10,000.00As low as 9.000% APR
TERM UP TO 60 MONTHS CALL THE CREDIT UNION FOR RATE AND TERM INFO
RECREATIONAL VEHICLES/MOTORCYCLESAs low as 4.500%
Fixed Rates; 100% Financing available on motorcycles
TERM UP TO 60 MONTHS
CALL THE CREDIT UNION FOR RATE AND TERM INFO

Rates are determined by FICO credit score.  Payment example:  $10,000.00 personal loan for 60 months at 9.000% APR is $209.68 a month.  Auto loan payment example:  $10,000.00 for 60 months at 2.500% APR is $177.49  a month.  APR=Annual percentage rate